What can you do with your home equity?
Flexible ways to unlock the value in your home to support what matters most to you.
Support Your Family’s Future
Help your children or grandchildren with major milestones, such as a home purchase, education, or other life goals, while aligning with your broader financial plans
Access Capital For Investments
Access capital when it matters most to take advantage of opportunities, diversify your portfolio, or support longer-term growth in ways that may be tax efficient.
Purchase A Vacation Property
Pursue real estate investment opportunities without selling your current home. Purchase a second home, an investment property to generate rental income, or a seasonal residence where you can create memories with family.
Access Bridge
Financing
Bridge the gap between buying and selling, with repayment flexibility that helps you act on time-sensitive opportunities while your plans come together.
Custom
Solutions
Eligibility
Custom Solutions are designed for Canadian homeowners1
- 55 years of age or older (you and your spouse)
- Own a primary residence in Canada
- Minimum appraised home value of $250,000
1Final eligibility depends on individual factors including age, home value, location, and product fit.
Custom Solutions Eligibility
Custom Solutions are designed for Canadian homeowners1
- 55 years of age or older (you and your spouse)
- Own a primary residence in Canada
- Minimum appraised home value of $250,000
1Final eligibility depends on individual factors including age, home value, location, and product fit.
Frequently Asked Questions
Custom Solutions provide flexible access to home equity that may be tax-efficient for homeowners aged 55+, designed for strategic uses such as investing, gifting, and estate planning. Unlike traditional loans, there are no mandatory monthly payments. HomeEquity Bank specialists can explain how our products work, so you and your professional advisors can determine how they may fit within your long-term wealth and legacy plans.