Improving the lives of Canadian Homeowners 55+
- No monthly mortgage payments
- Stay in the home you love
- Live retirement your way
Rated 4.7/5 based
out of 2000+ reviews
We empower Canadians to live the retirement they deserve.
40+ Years
In reverse mortgage business
A+ Rating
Better Business Bureau
50K+ Canadians
Served
$8 Billion
Funded
Our Solutions
Enables access to up to 55% of the home value in tax-free cash. It provides a lump sum of money to be used however you like to pay off debts, or any unplanned expenses.
- Stay in your home
- No mortgage payments
- Relieve financial stress
Income Solution turns part of your home’s value into recurring monthly or quarterly tax-free supplemental income, helping you cover monthly expenses, assisted living costs or medical expenses.
- Predictable and steady
- Lifestyle maintenance
- No monthly payments
Whether you’re estate planning, providing financial support to family, purchasing an investment property, or exploring bridge financing opportunities, Custom Solutions may help you maximize your assets while minimizing tax implications.
- Tax planning
- Estate planning
- Family gifting
How Does a Reverse Mortgage Work in Canada
Access up to 55% of the value of, your home. Here’s how it works
Get your free estimate
Get your FREE no-obligation estimate
Speak with a specialist
Find out how much tax-free cash you qualify for
Choose how you want to receive funds
Decide if you want to receive your funds in one lump sum or advances over time
Enjoy your tax-free cash
Without making any payments until you move out or sell your home
Find the right solution for your needs.
Unlock the wealth you’ve already built.
What our customers are saying about us
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Frequently Asked Questions
To be considered eligible for a reverse mortgage in Canada, and to determine the amount of a reverse mortgage that you qualify for, it will depend on the following factors:
- A Canadian homeowner
- Aged 55 or older (if you have a spouse, both of you must be at least 55 years old to be eligible)
- Location of your home
- Type of home (for example, detached, condo, townhouse, etc.)
- Appraised value of your home (minimum appraised value of $250,000)
- The condition of your home
- The amount of home equity