Our Solutions

CHIP Reverse
Mortgage

Realize the value of your home


  • Keep your home
  • No payments
  • Relieve financial stress
  • Enjoy retirement
  • Take control

The CHIP Reverse Mortgage is a loan secured against the value of your home. Unlike a regular loan or mortgage, with CHIP, you are not required to make payments. 

Income
Solution

Supplement Your Retirement Income


  • Predictable & Steady
  • Lifestyle Maintenance
  • Tax-Free Cash
  • Maintain Ownership1
  • No Payments

Convert your home equity into a reliable source of ongoing income—without selling your home or taking on monthly payments.

1As long as you maintain the property, pay property taxes and homeowners’ insurance, and abide by your mortgage obligations.​

Custom
Solutions

Unlock Strategic Financial Flexibility


  • Support your Family’s Future 
  • Access Capital for Investments 
  • Purchase a Vacation Property 
  • Access Bridge Financing 

Turn your home equity into a source of flexible tax-free cash that can support your broader financial goals in a way that may be tax-efficient.

Speak with tax, investment, or estate planning advisors if you have questions about your specific financial circumstances.

Why Choose HomeEquity Bank?


40+ Years

40+ Years

In reverse mortgage business

A+ Rating

A+ Rating

Better Business Bureau

50K+ Canadians

50K+ Canadians

Served

$8 Billion

$8 Billion

Funded