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Reverse Mortgage

We believe the best place to retire is in your own home. If you are a Canadian homeowner 55 or over, you can turn up to 55% of the value of your home into tax-free cash. Visit our consumer website to learn more about how reverse mortgages can help you retire on your own terms.



If you’re interested in helping your clients live a fulfilling retirement, visit our partner website. See how reverse mortgages can let your client retire safely and securely.

HomeEquity Bank: Improving the lives of Canadian Homeowners 55+

Your home isn’t just a home to you – it’s a home to your family. A home to memories and the future.  A future you should look forward to when you retire. When you’ve spent your life in your home, you shouldn’t have to move. HomeEquity Bank understands that and believes you should have the freedom  to enjoy the retirement you deserve. With the CHIP Reverse Mortgage, your retirement is right at home.

We understand.

Each day, Canadians invest in the things that matter most to them, like their home.  That’s why HomeEquity Bank is fully dedicated to providing Canadian homeowners 55 and over, with safe, simple options that let Canadians retire in their own home. Even when the unexpected arises

Retiring shouldn’t mean having to sell your home or take on more monthly payments.  For over 30 years, the CHIP Reverse Mortgage by HomeEquity bank has helped tens of thousands of Canadians access up to 55% of the value of their home. Our reverse mortgage options are safe and secure giving you the freedom to take control of your finances and retire in the home you love. Because, at HomeEquity Bank, we believe there’s no retirement like home.

HomeEquity Bank makes retiring easy.  As a Schedule 1 bank, we prioritize your security and comfort. Both the CHIP Reverse Mortgage and our Income Advantage offer flexible ways of supplementing your income.  And with that kind of freedom, you’ll never have to worry about cash flow – or having to move when you retire.

Who says you have to leave your home when you retire? As a Canadian homeowner, you’ve earned the right to enjoy what you’ve invested in. So we’re here to help you discover how you can realize your home’s true value. When you’re able to access up to 55%* of the value of your home in tax-free cash, you can retire exactly the way you’d like.

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